Last updated: June 1, 2026
By using FreeInsuranceIQ ("the Site"), you agree to these Terms of Use. If you do not agree, please do not use the Site.
FreeInsuranceIQ provides free insurance calculators and educational content for informational purposes only. The results generated by our calculators are estimates based on general industry averages and benchmarks. They do not constitute insurance advice, financial advice, or legal advice. Results should not be used as the sole basis for any insurance purchasing decision.
FreeInsuranceIQ is not a licensed insurance agent, broker, or advisor. We are not affiliated with any insurance company or financial institution. No agency, advisory, or fiduciary relationship is created by your use of this site. For actual insurance coverage, consult with a licensed insurance professional in your state.
While we make reasonable efforts to keep our calculators and content current and accurate, insurance rates, laws, and regulations change frequently. We make no warranties, express or implied, regarding the accuracy, completeness, or fitness for a particular purpose of any content on this site. Actual insurance premiums and coverage will vary based on your individual circumstances and the specific insurer you work with.
The Site is provided "as is" without warranty of any kind. FreeInsuranceIQ disclaims all warranties, including but not limited to implied warranties of merchantability and fitness for a particular purpose.
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